How did Christmas get so complicated!? Did you know Australians spend about $20 BILLION on gifts each year and only 1 in 4 of us actually plan for these gifts. Talk about generous! Christmas can be such a stressful time of year, so having a plan in place for your gift giving can help to alleviate this. Check out the Financial Planning Association’s article ‘Gifts That Give’ for great insights into how we can do gifting better with their top 3 tips!

FILE COURTESY OF Financial Planning Association of Australia